CyberSource

A leading global provider of credit card processing, fraud and security risk management solutions.

CyberSource integrates using Silent Order POST (SOP). Make sure you don’t already use SOP for another purpose, such as some kind of membership registration etc. If so, please use our other integration method for CyberSource (SOP used by other script)

How to integrate PostAffiliatePro with CyberSource

To integrate with CyberSource, you need CyberSource plugin which is distributed with PAP by default.

Setup your custom variable number

Right after you activate CyberSource plugin you need to setup number of custom variable, which will be used to transfer tracking data to PAP. Login to your merchant panel. Go to menu Start >Plugins. Now click Configure button in CyberSource plugin item. Here you can set up numer from 1 to 4. Default is 1.

Setup your CyberSource account (if you are using Hosted Order Page)

Login to CyberSource Business Center. From left menu, from section Hosted Order Page choose Settings. Check Merchant POST URL and then, as value insert link:

https://URL_TO_PostAffiliatePro/plugins/CyberSource/cybersource.php

Edit button forms

Now add the following code into EVERY CyberSource button form:

<input type="hidden" name="merchantDefinedData2" value="" id="pap_dx8vc2s5">
<script id="pap_x2s6df8d" src="https://URL_TO_PostAffiliatePro/scripts/notifysale.php" type="text/javascript">
</script>

Name of item must be merchantDefinedDataNUMBER. Where NUMBER is number of custom field which you configured in step 1. Make sure that you are not using this field for transfering other data.

If you are not using Hosted Order Page (and use your order forms instead) you need to add one more line to this form:

<input type="hidden" name="orderPage_merchantURLPostAddress" value="https://URL_TO_PostAffiliatePro/plugins/CyberSource/cybersource.php">

This is all that is required. Now whenever there’s sale, CyberSource will use its SOP function to call our sale tracking script, and system will generate commission for the affiliate.

What is CyberSource?

CyberSource is a comprehensive payment platform that offers flexible and secure commerce solutions designed to simplify and automate payment operations. By enhancing payment experiences and protecting against fraud, CyberSource provides services such as global payment acceptance, advanced fraud management tools, and robust payment security solutions. These features empower businesses to streamline their payment processes and expand their global reach with confidence.

Founded in 1994, CyberSource has been a pioneer in the online payment and fraud management industry. Over the years, it has significantly influenced how businesses process payments online. In 2007, CyberSource expanded its capabilities by acquiring Authorize.net, a leading payment gateway service. This move bolstered its position in the market and enhanced its service offerings.

In 2010, CyberSource caught the attention of Visa Inc., one of the world’s largest payment networks. Recognizing the value and innovation CyberSource brought to digital payments, Visa acquired the company for $2 billion. This acquisition allowed CyberSource to leverage Visa’s vast network and resources, further enhancing its services.

Continuing its growth trajectory, CyberSource integrated with Payworks in 2019. This integration aimed to enhance customer-present solutions, bridging the gap between online and in-store payment experiences. Today, CyberSource serves over 450,000 businesses worldwide, testament to its reliability and effectiveness in the payment solutions industry.

CyberSource’s Target Segments and Focus

CyberSource targets a diverse range of customer segments, including:

• Banks and Financial Institutions
• Corporates and Enterprises
• Fintech Companies
• Merchants of All Sizes
• Payment Service Providers (PSPs)
• Small and Medium-sized Businesses (SMBs)

By offering a unified platform, CyberSource simplifies the management of diverse payment types and fraud strategies on a global scale. Its focus is on enabling growth for businesses through secure, reliable, and flexible payment solutions. Whether a startup or a large enterprise, CyberSource provides the tools necessary to navigate the complexities of international payments and fraud management.

Main Features of CyberSource

CyberSource offers a robust suite of features designed to meet the evolving needs of businesses:

• Global Payment Acceptance: Accept payments in over 50 currencies, connecting with more than 200 acquirers and processors in 160+ countries. This extensive network facilitates seamless international transactions.
• Advanced Fraud Management Tools: Protect your business with sophisticated fraud detection and prevention mechanisms. These tools help minimize risk while maximizing legitimate revenue.
• Payment Security Solutions: Employ industry-leading security measures, including tokenization and encryption, to safeguard sensitive payment data and comply with global standards.
• Developer Support with Robust APIs: Access a comprehensive set of APIs and developer tools for seamless integration. Customize payment solutions to fit your business model and customer needs.
• Global Reach: Expand your market presence with services available in over 160 countries, supported by localized expertise and resources.

CyberSource Pricing Options

While specific pricing details for CyberSource are typically customized based on a business’s unique needs, the platform is known for its flexible and scalable pricing structures. Key pricing features include:

• Global Payment Gateway: Support for payments in over 50 currencies, facilitating international commerce.
• High Reliability: Guarantees 99.999% uptime, ensuring your payment operations remain uninterrupted.
• Flexible Connectivity: Seamless integration with existing partners, acquirers, and payment methods.
• Range of Payment Methods: Offers a variety of payment options to cater to global customers, enhancing conversion rates and customer satisfaction.

Businesses interested in CyberSource’s services are encouraged to contact the company directly for a tailored quote that aligns with their specific transaction volumes and service requirements.

Key User Insights on CyberSource

User experiences with CyberSource have been varied, offering important insights into the platform’s performance:

• Pros:
  • While specific positive aspects were less highlighted in available reviews, some users may appreciate the platform’s comprehensive features and global capabilities.
• Cons:
  • Customer Service Issues: Users have reported challenges with customer support responsiveness and effectiveness.
  • Complicated Setup Process: The initial setup can be complex, potentially requiring technical expertise.
  • Technical Issues: Some users experienced a malfunctioning dashboard and session management problems, impacting usability.
• Overall User Experience:
  • The general sentiment among users leans toward frustration, with reports of problematic experiences suggesting room for improvement in user support and platform stability.

YouTube Reviews of CyberSource

For a more in-depth understanding of CyberSource’s functionalities and real-world applications, consider watching user-generated reviews:

• CyberSource Review: This video provides an overview of CyberSource’s features, user interface, and potential use cases, offering valuable insights from a user’s perspective.

Alternatives to CyberSource

If you’re exploring other options beyond CyberSource, several alternative payment platforms may suit your business needs:

• Stripe: Website
  • A developer-friendly platform offering a suite of APIs for online payment processing.
• Square: Website
  • Provides point-of-sale solutions alongside online payment processing, ideal for omnichannel businesses.
• PayPal: Website
  • A widely recognized platform offering secure online payments and money transfers.
• Razorpay: Website
  • A full-stack financial solutions company in India, enabling businesses to accept, process, and disburse payments.
• Ant Group: Website
  • Operates Alipay, offering comprehensive digital payment solutions, particularly in Asian markets.
• Checkout.com: Website
  • Provides global payment processing services with a focus on enterprise solutions.
• PayU: Website
  • Offers payment technology to online merchants, with strong presence in emerging markets.
• Mollie: Website
  • Simplifies online payments with a focus on European payment methods.
• Iyzi Payments: Website
  • A leading payment provider in Turkey, offering secure and easy payment solutions.
• PaySimple: Website
  • Provides a platform for accepting payments, automating billing, and managing customers.

When selecting a payment solution, consider factors like transaction fees, supported currencies, available features, and the specific needs of your business to find the best fit.